Credit Repair vs Credit Counseling: What Is Actually the Difference?
These two services get confused all the time. One focuses on removing inaccurate items from your report. The other helps you manage debt. We explain which one you actually need.
These two services get confused all the time. One focuses on removing inaccurate items from your report. The other helps you manage debt. We explain which one you actually need.

A single collection can drop your score by over 100 points. Here is the step by step process for disputing and removing them, and the mistakes that slow everything down.
The timeline depends on what is on your report. We walk through realistic expectations for collections, late payments, charge offs, and bankruptcies, and what can speed things up.
Start with your free credit analysis — no pressure, no commitment. Homebuyers also get a free phone walkthrough with our team.
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